Smart Money Guide

Privacy Policy

Last updated: February 2026

Smart Money Guide ("we," "our," or "us") operates the website at http://localhost:3000. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our website.

Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA) or the United Kingdom, we process your personal data under the following legal bases:

  • Consent — When you accept cookies via our consent banner, you give us permission to use analytics and advertising cookies. You may withdraw consent at any time by clearing your browser cookies and revisiting the site.
  • Legitimate interest — We may process certain data (such as server logs) to maintain website security and performance.

Information We Collect

We may collect information that your browser sends whenever you visit our website, including your IP address, browser type, browser version, the pages you visit, and the time and date of your visit.

Cookies and Tracking Technologies

Cookies are small data files stored on your device. We use the following types of cookies:

  • Essential cookies — Required for basic site functionality such as remembering your cookie consent preference. These do not require consent.
  • Analytics cookies — Help us understand how visitors interact with our site. Only set after you give consent.
  • Advertising cookies — Used by Google AdSense and its partners to serve ads relevant to your interests. Only set after you give consent.

You can manage your cookie preferences at any time by clearing your browser cookies, after which the consent banner will appear again. You can also instruct your browser to refuse all cookies.

Google AdSense

We use Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your visits to our website and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings. We use Google Consent Mode v2 to ensure that advertising and analytics cookies are only activated after you provide consent.

Your Rights Under GDPR

If you are in the EEA or the UK, you have the following rights regarding your personal data:

  • Right of access — You can request a copy of the data we hold about you.
  • Right to rectification — You can ask us to correct inaccurate data.
  • Right to erasure — You can ask us to delete your data ("right to be forgotten").
  • Right to restrict processing — You can ask us to limit how we use your data.
  • Right to data portability — You can request your data in a machine-readable format.
  • Right to object — You can object to our processing of your data.
  • Right to withdraw consent — You can withdraw your cookie consent at any time by clearing your cookies.

To exercise any of these rights, please contact us using the details below. We will respond within 30 days.

Data Retention

We retain server logs for up to 90 days for security purposes. Cookie data is retained according to the lifespan of each cookie, which varies by provider. You can delete cookies at any time via your browser settings.

International Data Transfers

Our website may transfer data to servers outside the EEA, including to the United States (e.g., via Google services). These transfers are protected by Standard Contractual Clauses or equivalent safeguards as required by GDPR.

Third-Party Links

Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

Data Security

The security of your data is important to us. We strive to use commercially acceptable means to protect your personal data, but no method of transmission over the Internet is 100% secure.

Children's Privacy

Our website is not directed to anyone under the age of 16 (or 13 in jurisdictions where permitted). We do not knowingly collect personal information from children.

Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data rights, please contact us through our website.